
Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your car insurance from a reputable auto insurance agency. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need. Contact us today to get started!
Discounts
Multi-Policy
Multi-Car
Driver Related Discounts
- Driver Training – Insured drivers under the age of 21 who and have completed an accredited driver-training course will receive a premium discount.
- College student – Young, unmarried, full-time college students who spend most of the college term away from home without the use of an auto are eligible for this discount.
- Age 55 & over – Cars driven primarily by an insured who is 55 and over receive a discount on the Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, Comprehensive and Collision premiums.
- Accident Prevention Course (IL, NY, PA, TN, VA only) – If the principal operator is age 55, you may receive an additional discount in these states if you voluntarily and successfully complete an approved Motor Vehicle Accident Prevention Course.

Vehicle Related Discounts

- Passive restraints – If your vehicle is equipped with factory-installed automatic seat belts or air bags, you will receive a discount on the Medical Payments or Personal Injury Protection portion of your premiums.
- Anti-Theft Devices – You may receive a discount on the Comprehensive portion of your premium if your vehicle has active or passive anti-theft devices.
- Anti-Lock Brakes – Vehicles with factory installed anti-lock brake systems on all four wheels are eligible for this discount that applies to the Bodily Injury and Property Damage coverages.
Insurance FAQs
As an independent agency, we’re able to shop multiple carriers to find the best policy and rate for your needs. We’re not tied to just one company, so we can offer you more options and personalized service.
We recommend reviewing your policies annually or whenever you have a major life change—such as buying a home, getting married, or starting a business—to ensure your coverage still fits your needs.
Several factors can influence your insurance rates, including your age, driving history, location, coverage limits, and credit score. Our agents can help you understand how these impact your premium and find ways to save.