Auto Insurance Agency

Car Keys on top of an insurance policy

Next to your home, your automobile is often the most expensive piece of property you own. That’s why it’s important to understand your auto insurance requirements and seek the best value when purchasing coverage from a reputable agency. Having the right vehicle auto insurance ensures you’re properly protected in the event of an accident, theft, or unexpected damage.

To make sure you have the coverage you need, there are several ways to reduce the cost of your premiums while still meeting essential auto insurance requirements. Our team can help you compare options, identify discounts, and choose policies that offer strong protection at a reasonable price. Contact us today to get started and secure the vehicle auto insurance that fits your needs and your budget.

Deductibles

Choosing higher deductibles for Collision and Comprehensive coverage is an easy and cost effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years. Let our auto insurance agency help you save some money with our affordable auto insurance quotes!

Discounts

Multi-Policy

By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowners insurance premium.

Multi-Car

If you insure two or more cars with ERIE that are owned and used by the individual and/or relatives living in the same house, you receive a discount.

Driver Related Discounts

Good drivers who have no accidents or violations receive the most competitive rates in auto insurance quotes, but there are other factors that can reduce your premiums even further, including:
  • Driver Training – Insured drivers under the age of 21 who and have completed an accredited driver-training course will receive a premium discount.
  • College student – Young, unmarried, full-time college students who spend most of the college term away from home without the use of an auto are eligible for this discount.
  • Age 55 & over – Cars driven primarily by an insured who is 55 and over receive a discount on the Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, Comprehensive and Collision premiums.
  • Accident Prevention Course (IL, NY, PA, TN, VA only) – If the principal operator is age 55, you may receive an additional discount in these states if you voluntarily and successfully complete an approved Motor Vehicle Accident Prevention Course.
Car Insurance Paper with a toy car in front of it

Vehicle Related Discounts

silver luxury car
Your auto insurance agency can save even more money on your auto insurance by choosing a vehicle with the following safety equipment:
  • Passive restraints – If your vehicle is equipped with factory-installed automatic seat belts or air bags, you will receive a discount on the Medical Payments or Personal Injury Protection portion of your premiums.
  • Anti-Theft Devices – You may receive a discount on the Comprehensive portion of your premium if your vehicle has active or passive anti-theft devices.
  • Anti-Lock Brakes – Vehicles with factory installed anti-lock brake systems on all four wheels are eligible for this discount that applies to the Bodily Injury and Property Damage coverages.

Insurance FAQs

As an independent agency, we’re able to shop multiple carriers to find the best policy and rate for your needs. We’re not tied to just one company, so we can offer you more options and personalized service.

We recommend reviewing your policies annually or whenever you have a major life change—such as buying a home, getting married, or starting a business—to ensure your coverage still fits your needs.

Several factors can influence your insurance rates, including your age, driving history, location, coverage limits, and credit score. Our agents can help you understand how these impact your premium and find ways to save.