Family Life Insurance
If you have a family to protect, a sound life insurance program is the perfect solution. Your family is the most important thing in your life, so when unforeseen circumstances arise, they will be happy that you thought ahead of time. We want to give you the peace of mind that you deserve, and taking this step will put you on the right path. We would be happy to discuss the best options to protect your family. Once we figure out the best plan that fits, you will come out feeling confident about your decision. There are two basic types of life insurance needs: temporary and permanent.
needs include home mortgages or short-term debt reduction, family income and educational expenses and can last as little as one year or last 20 to 30 years or longer. Term insurance is the most cost effective method of insuring many short-term needs. There are a variety of plans to choose from, ranging from an annual renewable term (1 year plan) to a level term plan that could last 5, 10, 20 or 30 years.
needs include those that last for your entire life or potentially for periods of 15 years or more. Permanent insurance needs include final expenses, funds to cover estate taxes and retirement savings protection. Permanent and universal life plans are ideally suited for meeting these goals.
The primary purpose of life insurance is to provide cash for your family in the event of your death to ensure that they can remain in their home and continue to maintain an adequate standard of living.
- Tobacco use
We offer our life insurance policies from our two office locations, serving clients in Pottstown, Doylestown, and West Chester PA.